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Horsepower boosts collection rate by 55% with AI

Collections automation impact

AI-powered outreach improved collection rates, reduced costs, and scaled engagement across diverse customer segments in the U.S.

55%

better collection rate

50%

AHT cut

40%

OpEx saved

0.61×

efficiency ratio*
Organisation
Horsepower Financial Services
Website
https://www.horsepowerfinancial.com
Industry
Automotive Finance
Founded
1992
Channel
Voice AI (Outbound Collections)
Usecases
Automated collections, intelligent reminders, settlement workflows, analytics-driven follow-ups
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A U.S.-based automotive finance provider faced inefficiencies in debt recovery and high manual costs. Gnani.ai deployed Collect365 to automate outreach, reminders, and recovery operations.

The Solution

Horsepower deployed Collect365 to automate collections in the U.S. automotive finance sector, cutting operational costs and improving customer experience. This AI-powered solution enhanced recovery efficiency significantly.

01

Implemented automated outreach workflows for reminders, settlements, and payment arrangements.

02

Deployed empathetic, AI-driven voice bots to ensure consistent and personalized borrower communication.

03

Applied predictive scheduling logic to align reminders with borrower payment patterns and behaviors.

04

Provided real-time analytics for monitoring campaign performance, improving engagement through data-driven refinements.

This transformation delivered faster recovery, improved engagement, and reduced operational strain.

The Impact

Horsepower improved recovery rates, reduced average handling time, and lowered operational costs, creating a scalable collections framework.

55%

collection gain

50%

AHT drop

40%

OpEx cut

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