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$6B Leading Indian Bank transforms collections with voice AI

Multilingual Collections Success

AI-powered automation helped a leading Indian Bank achieve a 55% collection rate across diverse loan categories at scale.

$1B

Loanbook

10Cr

Conversations

55%

Collection rate

24/7

AI engagement
Organisation
$6B Leading Indian Bank
Website
Confidential
Industry
BFSI
Founded
2018
Channel
Outbound Voice Automation
Usecases
Collections, pre/post-due reminders, multilingual engagement
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A leading private bank sought to optimize collections while reducing costs and increasing efficiency across diverse loan portfolios. Gnani.ai delivered Collect365-powered automation for multilingual outreach.

The Solution

$6B Leading Indian Bank modernized collections operations with Collect365 automation, replacing manual processes with scalable multilingual engagement. This enabled better borrower reach and improved repayment rates across diverse loan categories.

01

Rolled out voice bots for overdue and bounced-cheque reminders across multiple segments with minimal agent involvement.

02

Delivered multilingual engagement in 5 languages for improved borrower comfort and higher responsiveness.

03

Applied behavioral segmentation and dynamic call logic for precise targeting and increased effectiveness.

04

Automated 24/7 reminders, escalations, and performance tracking with compliance-ready frameworks.

The solution delivered higher engagement, cost savings, and improved recovery consistency across all segments.

The Impact

The bank achieved improved recovery rates, reduced costs, and consistent engagement across its ₹8,000 Cr portfolio through AI-driven automation.

8000Cr

Loanbook handled

10Cr+

Conversations

55%

Collection rate

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